35 Money-saving Tips
Published: 12/28/2009 by Lauren Elizondo
Put that hammer down - there’s no need to crack into your piggybank with the help of these wallet-preserving proposals!
1. Reevaluate your weekly spending budget.
2. Combine your internet, cable and telephone service.
3. Cancel your telephone landline.
4. Learn about tax breaks, including donations and home repairs.
5. Plot out the most fuel efficient route to work.
6. Take public transportation.
7. Take advantage of online coupons, discounts, promo codes, rewards cards and rebates.
8. If you must replace your computer or cell phone, try refurbished items.
9. Refinance your mortgage.
10. Borrow books and CDs from the library instead of renting from video stores and buying from book stores.
11. Subscribe to magazines/newspapers you normally buy at the store for newsstand prices.
12. Convert to a gas water heater.
13. Change to a bank with no checking account fees.
14. Pay your credit card bills off every month so you aren’t paying interest.
15. Don’t drive your car faster than 60mph.
16. Benefit from the after-holiday sales.
17. Turn off your air conditioner during the day when you’re at work.
18. Limit eating at restaurants to once a week or less.
19. Make sure your house has proper insulation.
20. Pay your bills on time to dodge late penalties.
21.Buy generic over-the-counter medicine.
22. Kick the habit of smoking.
23.Take your lunch to work instead of buying each day.
24. Cancel the health club membership and take advantage of the outdoors for running.
25. Cut back on buying gifts and make your own.
26. Write out a shopping list and stick to it.
27. Invite friends over for drinks instead of going out to overpriced bars.
28. Turn off the lights in rooms you aren’t using and when you leave your house.
29. Have a garage/yard sale!
30. Have one emergency credit card and nix the rest.
31. Price compare major purchases like homes, cars and computers.
32. Maintain your car.
33. Switch to term life insurance.
34. Try fixing items that are broken instead of buying new ones right away.
35. Carpool.
1. Reevaluate your weekly spending budget.
2. Combine your internet, cable and telephone service.
3. Cancel your telephone landline.
4. Learn about tax breaks, including donations and home repairs.
5. Plot out the most fuel efficient route to work.
6. Take public transportation.
7. Take advantage of online coupons, discounts, promo codes, rewards cards and rebates.
8. If you must replace your computer or cell phone, try refurbished items.
9. Refinance your mortgage.
10. Borrow books and CDs from the library instead of renting from video stores and buying from book stores.
11. Subscribe to magazines/newspapers you normally buy at the store for newsstand prices.
12. Convert to a gas water heater.
13. Change to a bank with no checking account fees.
14. Pay your credit card bills off every month so you aren’t paying interest.
15. Don’t drive your car faster than 60mph.
16. Benefit from the after-holiday sales.
17. Turn off your air conditioner during the day when you’re at work.
18. Limit eating at restaurants to once a week or less.
19. Make sure your house has proper insulation.
20. Pay your bills on time to dodge late penalties.
21.Buy generic over-the-counter medicine.
22. Kick the habit of smoking.
23.Take your lunch to work instead of buying each day.
24. Cancel the health club membership and take advantage of the outdoors for running.
25. Cut back on buying gifts and make your own.
26. Write out a shopping list and stick to it.
27. Invite friends over for drinks instead of going out to overpriced bars.
28. Turn off the lights in rooms you aren’t using and when you leave your house.
29. Have a garage/yard sale!
30. Have one emergency credit card and nix the rest.
31. Price compare major purchases like homes, cars and computers.
32. Maintain your car.
33. Switch to term life insurance.
34. Try fixing items that are broken instead of buying new ones right away.
35. Carpool.
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